A free, fully offline expense tracker built for how you actually handle money — spending, credit (udhaar) and installments (qist).
Log income and expenses in seconds with a built-in calculator and colorful categories.
Track credit you lent or borrowed, and manage installment plans with a clear schedule.
Set a target — Eid, a new phone, Umrah — and watch your progress grow.
Beautiful animated charts show exactly where your money goes each month.
Get a shareable summary of your month — spending, top category and more.
App Lock with PIN & fingerprint. Your data stays on your phone — always.
Daily Kharcha is built offline-first. There are no accounts and no servers — everything you enter is stored privately on your own device.